TDS deducted: how to organise a credit reconciliation

Understand the two records

Income determines the tax computation; TDS is a payment credit considered against that computation. The Department describes Form 16 as the salary TDS certificate and Form 16A as the certificate for other covered payments. Form 26AS and AIS provide additional information for checking your records.

Build a matching sheet

Create one row for each payer and period. Record the income in your own evidence, the certificate amount, the tax shown as deducted and the credit visible on the portal. Include a reference to the underlying document in your private working file. Do not put identifiers or certificates into this website’s contact form.

Investigate differences

For example, a certificate and portal record might not yet agree. Mark the difference as unresolved and contact the payer or deductor with the relevant evidence. Keep the correction request and follow-up date together. Avoid changing income merely to make a credit difference disappear.

Use the result carefully

The refund tool compares an estimated liability with the eligible credits you enter. It does not retrieve official records or validate a credit. Reconcile the actual return separately, including any remaining tax payable. The TDS calculator is a category-based estimate; its result cannot substitute for evidence that tax was actually deducted and deposited.