INCOME TAX
Financial Health Score
Review cash flow, emergency reserves, debt, protection and progress towards saving goals.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
What this tool covers
Full tax computation
| Computation | Old regime | New regime |
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Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
Assumptions, scope & sources
Tax Year 2026–27 uses the Income-tax Act, 2025. Earlier financial years use the Income-tax Act, 1961 with applicable amendments. The old and new tax regimes are separate choices within those laws.
Read the calculation coverage · Official income-tax calculator ↗
UNDERSTAND THE CALCULATION
How to use Financial Health Score
Review cash flow, emergency reserves, debt, protection and progress towards saving goals.
Inputs and definitions
Monthly cash flow, emergency reserves, debt obligations, protection and progress toward savings goals.
Method and formula
The site-defined score combines disclosed component rules. Review each component and its assumptions; the overall score is not a credit rating.
Illustrative example
₹1.8 lakh liquid reserves divided by ₹30,000 essential monthly expenses equals six months of coverage before unexpected additional needs.
Scope and limitations
A transparent site-defined diagnostic, not a credit score. The component breakdown explains the assumptions and priorities.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
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