INCOME TAX
Goal Planning Calculator
Work backwards from a goal to the additional monthly saving it needs.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
What this tool covers
Full tax computation
| Computation | Old regime | New regime |
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Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
Assumptions, scope & sources
Tax Year 2026–27 uses the Income-tax Act, 2025. Earlier financial years use the Income-tax Act, 1961 with applicable amendments. The old and new tax regimes are separate choices within those laws.
Read the calculation coverage · Official income-tax calculator ↗
UNDERSTAND THE CALCULATION
How to use Goal Planning Calculator
Work backwards from a goal to the additional monthly saving it needs.
Inputs and definitions
Goal cost today, target date, inflation, existing funds, ongoing savings and assumed returns.
Method and formula
Inflate the goal cost to its target date; project existing funding under the same assumptions; calculate the additional contribution required for the remaining gap.
Illustrative example
A ₹5 lakh goal five years away costs about ₹6.38 lakh under assumed 5% annual inflation. Existing investments and contributions reduce the modeled funding gap.
Scope and limitations
Account for existing investments, SIPs, inflation and annual increases in contributions. Returns remain an explicit assumption.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
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