INCOME TAX
Retirement Calculator
Connect expenses, inflation, existing savings and future income to a retirement scenario.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
What this tool covers
Full tax computation
| Computation | Old regime | New regime |
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Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
Assumptions, scope & sources
Tax Year 2026–27 uses the Income-tax Act, 2025. Earlier financial years use the Income-tax Act, 1961 with applicable amendments. The old and new tax regimes are separate choices within those laws.
Read the calculation coverage · Official income-tax calculator ↗
UNDERSTAND THE CALCULATION
How to use Retirement Calculator
Connect expenses, inflation, existing savings and future income to a retirement scenario.
Inputs and definitions
Current spending, years to retirement, inflation, existing corpus, contributions, other income and planning age.
Method and formula
Project retirement spending, compare future resources with modeled withdrawals and show the funding gap under the selected return and inflation assumptions.
Illustrative example
₹6 lakh annual spending becomes about ₹9.77 lakh in ten years with assumed 5% inflation. A longer retirement or lower return can materially raise the funding need.
Scope and limitations
Change the assumptions and compare the funding gap. Planning age and investment returns are assumptions.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
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