INCOME TAX
SIP Calculator
Explore how regular contributions might grow at an assumed return.
Browser-only calculation: your inputs stay in this browser. Educational estimates; verify eligibility and current official rules before acting.
What this tool covers
Full tax computation
| Computation | Old regime | New regime |
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Detailed calculation breakdown
Explore the projection schedule
Illustrative values based on the assumptions above.
Assumptions, scope & sources
Tax Year 2026–27 uses the Income-tax Act, 2025. Earlier financial years use the Income-tax Act, 1961 with applicable amendments. The old and new tax regimes are separate choices within those laws.
Read the calculation coverage · Official income-tax calculator ↗
UNDERSTAND THE CALCULATION
How to use SIP Calculator
Explore how regular contributions might grow at an assumed return.
Inputs and definitions
Monthly contribution, assumed annual return, duration, step-up and contribution timing.
Method and formula
Contributions compound at the tool’s stated monthly rate. This SIP model divides the nominal annual percentage by 12; beginning-of-month and end-of-month payments grow for different durations.
Illustrative example
At an assumed 0% return, ₹5,000 contributed each month for 12 months accumulates to ₹60,000. An assumed positive return changes the projection without guaranteeing it.
Scope and limitations
Returns are hypothetical. The projection does not select products or promise performance.
These examples explain the method. The interactive result depends on the selected facts and period, and is not a filing or an eligibility confirmation.
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